Terms of use

These terms apply to your use of www.pinnaclemerit.com (the “website”), operated by [registered company name], a company registered in [country] under number [company number], with its registered office at [registered office address] (“PinnacleMerit”, “we”, “us”).

By using the website, you accept these terms. If you do not accept them, please do not use the website.

The website provides general information about PinnacleMerit Holdings and its group companies. It is not an offer, solicitation or recommendation to buy or sell any security, investment or service, and it is not legal, financial, tax or other professional advice.

We aim to keep the information accurate and up to date, but we give no warranty that it is complete, accurate or current, and it may change without notice.

You may view the website and print or download pages for your own non-commercial use. You must not:

• use the website in any way that is unlawful or fraudulent, or harms PinnacleMerit or others;
• attempt to gain unauthorised access to the website, its servers or connected systems;
• introduce viruses or other harmful code, or overload the website (for example with automated requests);
• send unsolicited marketing or spam through the contact form.

We may suspend or restrict access to the website at any time, for example for maintenance.

The content of the website, including text, images, video, logos and design, is owned by or licensed to PinnacleMerit and is protected by intellectual property laws. The PinnacleMerit name and logo are our trademarks. You may not copy, reproduce, adapt or republish any content, except as these terms allow, without our written permission.

The website links to the websites of our group companies and to other sites. They are run under their own terms and policies. We are not responsible for websites we do not operate.

The website is provided “as is”. To the extent permitted by law, we exclude all warranties and are not liable for any loss or damage arising from your use of, or inability to use, the website or from reliance on its content.

Nothing in these terms excludes or limits liability that cannot be excluded or limited by law, such as liability for death or personal injury caused by negligence, or for fraud.

We handle any personal data you give us as described in our Privacy notice. The website does not use cookies; see our Cookie policy.

We may update these terms from time to time; the date at the top shows the latest version. These terms are governed by the laws of [governing law], and the courts of [jurisdiction] have exclusive jurisdiction, except where mandatory consumer law gives you other rights.

Questions about these terms: info@pinnaclemerit.com.